Switch Business Consulting

Core Financial Operations

The financial operating system your business runs on every week

Reporting you trust, a dashboard with the five numbers that matter, forward cash visibility, and a standing cadence where decisions actually get made. This is the foundation everything else sits on.

This is for you if…

  • You see real financials at tax time, or months after the month closed
  • You know your overall bank balance but not your gross margin by product or service line
  • Nobody could produce a 13-week cash flow forecast today with any confidence in it
  • You do not track your debt service coverage ratio, or do not know whether a lender would call it healthy
  • Beyond revenue and cash in the bank, no KPI gets reviewed monthly
Check your fit in 5 minutes

Engagement timeline

  1. Weeks 1–2

    Baseline. We review the books as they stand, agree the drivers that matter, and design the reporting package and dashboard around them.

  2. Weeks 3–4

    Build. First reporting package delivered, 13-week cash forecast and DSCR tracking stood up, dashboard live.

  3. Quarter 1 onward

    Run. Monthly reporting and strategy call, quarterly business review, and a number you can pick up the phone about before a decision rather than after.

What’s included

Scoped to your situation on the intro call — this is the full menu.

Financial Infrastructure & Reporting

Monthly management reporting package

P&L, balance sheet and cash position with written commentary — what moved, why, and what to do about it.

KPI dashboard build and monthly maintenance

Built around your drivers. Margin trends, customer acquisition cost, labor as a percentage of revenue — whatever actually runs your business.

Budget-vs-actual variance analysis

Reviewed every month, in plain language, with the plan updated to match reality.

Forward Visibility

Rolling 13-week cash flow forecast

Updated monthly against actual collection and payment behavior, not stated terms.

DSCR / coverage ratio tracking

Your debt service coverage ratio tracked continuously, so a covenant conversation never starts with a surprise.

Cadence

Monthly 1:1 strategy call with the owner

A standing working session where decisions get made, not just reported on.

One Quarterly Business Review per quarter

The anchor session covering the quarter's numbers, KPI trends and next quarter's priorities.

2–3 business day response window

The standard turnaround on ad hoc questions between sessions.

What this does not include

Being clear about the edges up front saves everyone a difficult conversation later.

  • Bookkeeping and data entry — your existing bookkeeper or CPA keeps the books and we work from clean data
  • Legal, tax filing or audit representation
  • Guaranteed financing, valuation or transaction outcomes

Other ways we help

Strategic Planning

The quarterly and annual layer: a rolling 18-month forecast, a real annual planning process, and a long-term plan your leadership team actually works from.

Explore →

Capital Raise & Sale Readiness

Assessment and plan before you face outside scrutiny — historical results, the story of the business, and an internal valuation model with worst, base and best case.

Explore →

Capital Project Evaluation

A repeatable approval process for major spend: lease-versus-purchase analysis, a capital approval model, and tracking from proposal through results against approval.

Explore →

Financial Readiness Assessment

Find out where you stand in five minutes

Answer ten questions about your finances. You’ll get a scored readiness summary on the spot — and if we can help, a link to book a call.

Start the free assessment Or just email us