Switch Business Consulting

CFO-Level Financial Operations

You built the revenue. Now build the financial operating system under it.

Switch gives owner-led companies between $1M and $10M the financial visibility, forward planning and capital discipline that normally arrives only after you can afford a full-time CFO. Your bookkeeper keeps the books. We run the numbers you make decisions with.

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No cost, no obligation · Scored on the spot · We only reach out if we can actually help

Financial Readiness Assessment

Where does your business actually stand?

Ten questions. Five minutes. You get a scored readiness profile covering:

  1. Margin visibility by product or service line
  2. Reporting cadence and forecast confidence
  3. Debt service coverage and capital discipline
  4. Readiness for a raise, a lender or a sale
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The problem

Profitable on paper. Anxious on payroll Friday.

Most companies between $1M and $10M in revenue run on a bookkeeper, a tax preparer and the owner’s instincts. That works — right up until the month it doesn’t.

“I know the bank balance. That’s about it.”

You can say what is in the account today. You cannot say what your gross margin was by product or service line last month — which is the clearest signal that reporting has been outgrown.

“We grew and made less money.”

Revenue is up, cash is flat, and nobody can say which customers, jobs or product lines carry the business and which are quietly subsidized by the rest.

“The bank asked for something I couldn’t produce.”

A lender wants your debt service coverage ratio and a forward plan. An investor wants a model and a story. You have QuickBooks and three weeks.

What we do

Built in layers

Start with the operating foundation. Add the strategic and capital layers as the business needs them.

CFO

Core Financial Operations

The day-to-day financial backbone: monthly reporting you trust, a KPI dashboard, budget-vs-actual discipline, a rolling 13-week cash forecast and DSCR tracking.

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SP

Strategic Planning

The quarterly and annual layer: a rolling 18-month forecast, a real annual planning process, and a long-term plan your leadership team actually works from.

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CR

Capital Raise & Sale Readiness

Assessment and plan before you face outside scrutiny — historical results, the story of the business, and an internal valuation model with worst, base and best case.

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CP

Capital Project Evaluation

A repeatable approval process for major spend: lease-versus-purchase analysis, a capital approval model, and tracking from proposal through results against approval.

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How it works

From first call to a forecast you trust — in about 30 days

No six-month discovery phase. No enterprise implementation. We start with the numbers you already have.

Start with the assessment

  1. Assessment & intro call

    You answer ten questions online. If it looks like a fit, we spend 30 minutes on the phone — your situation, your goals, what’s actually keeping you up.

  2. Financial diagnostic (week 1–2)

    We go through your books, bank activity, AR/AP, debt service and pricing, and come back with a written picture of where the cash goes and what’s at risk.

  3. Build the operating system (week 2–4)

    13-week cash forecast, DSCR tracking, budget-vs-actual discipline and a one-page dashboard with the five numbers that actually run your business.

  4. Run it with you (ongoing)

    A monthly strategy call and a Quarterly Business Review. We update the forecast, flag what changed, and make the call with you — hire, price, borrow, buy, wait.

13
Week rolling cash forecast, updated every cycle
18
Month rolling forecast in the strategic planning layer
5
Numbers on the dashboard — not fifty
2
Quarter minimum — long enough for a baseline, short enough to walk

Who we work with

Owner-led companies that have outgrown their bookkeeping

  • $1M–$10M in annual revenue
  • An owner who is still the de facto CFO — and shouldn’t be
  • A bookkeeper or CPA doing the recording, but nobody doing the forecasting
  • Debt, capital spending or a transaction on the horizon
  • A real decision on the table where instinct is no longer enough

Not a fit? We’ll tell you on the first call and point you somewhere better. That’s cheaper for both of us.

[Placeholder — drop a real client quote here. Something specific: the number that changed, the decision it let them make, the month it happened.] [Client name, title, company]

Financial Readiness Assessment

Find out where you stand in five minutes

Answer ten questions about your finances. You’ll get a scored readiness summary on the spot — and if we can help, a link to book a call.

Start the free assessment Or just email us